When I was one-and-twenty  
  I heard a wise man say,  
‘Give crowns and pounds and guineas  
  But not your heart away;  
  
Give pearls away and rubies
  But keep your fancy free.’  
But I was one-and-twenty,  
  No use to talk to me.  
  
When I was one-and-twenty  
  I heard him say again,
‘The heart out of the bosom  
  Was never given in vain;  
’Tis paid with sighs a plenty  
  And sold for endless rue.’  
And I am two-and-twenty,
  And oh, ’tis true, ’tis true.